Free & interactive
Give Every Dollar a Job
Split a real paycheck into three buckets and watch the system total itself.
Splitter
Give Every Dollar a Job
@fmaunlv
Split a real paycheck into three buckets and watch the system total itself.
BUCKET 1
Peace of mind (cushion)
Boring and liquid. A dollar parked here to make you feel better about yourself still has a job. That one is allowed, it just cannot be all of them.
$
BUCKET 2
Growth (index funds)
Untouched for years.
$
BUCKET 3
Freedom (bigger plays)
$
Total working every month
...
Working for you over a year
Idle money has a real cost: one $312K account lost ~$28K of buying power in 3 idle years.
...
Automatic transfers scheduled for payday
Quarterly check-in on my calendar
Check the system, not the balance.
An AI coach reads your work against the FMA playbook. Education, not financial advice.
FMA coach
Every dollar needs a job.If you don't assign it a role, someone else will.
It works at $100 a month.
Take the knowledge with you: the PDF is the full framework, worked examples, and the printable version of this tool.
Download the guide (PDF)One-page card
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More free guides
The Money Monsters DefenseCheck your defenses, then feel the fee monster bite with the calculator.The First $1,000 Decision SheetTwo thought tests, one commitment. Decide on paper before the money moves.The Exit Math Cheat SheetType a sale price, tap a state, and watch what structure does to the check.